Customer Service number:022-6234 6234 / 0120-6234 6234, www.hdfcergo.com Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. We offer range of general insurance plans in India including motor, health, travel & home. Our new version of the HDFC ERGO Insurance App takes convenience to next level with its improved user interface, easy login and additions of new services & utilities. UserID * Password * LEAD MANAGEMENT SYSTEM Login Instructions. For any assistance, customers can contact the insurer through the toll-free number, email ID, or via the Self Help option on the insurer’s website. HDFC’s customers who have opted for moratorium on their instalment payments over the last few months, now have an option to make an adhoc payment towards the dues that accrued during the moratorium period. CIN : U66010MH2007PLC177117. HEALTH INSURANCE AML Guidelines. ERGO : HDFC Ltd : ABOUT SSL CERTIFICATES Login. HDFC ERGO General Insurance Company Limited. Mobile App Find contact details & helpline number for customer service, branches, insurance claim office, cashless garages, cashless hospitals of HDFC ERGO. HDFC ERGO General Insurance happens to be the fourth largest private general online insurance company in India. CIN : U66030MH2007PLC177117. HDFC ERGO HEALTH is able
HDFC Ergo customer login: Login Congratulations, your policy has been issued. 1,778.4. Select the contact on which to send the OTP. Buy HDFC ERGO health insurance plans, mediclaim policy for family, individuals, senior citizens that covers the medical expenses against costly hospitalization at more than 10,000+ network hospitals. We want to help you stay financially protected from all kinds of risks. Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. To know the details about your policy, it is better to create the Customer Login for the HDFC Ergo General Insurance Company. With this fast-paced life, people often forget to pay their HDFC Ergo General Insurance premium on time. All Rights Reserved. Get free quotes on individual health insurance plans and buy online. Back . Plan Now. New User Registration: Label Test. All Rights Reserved. The HDFC ERGO Mobile App lets you access you policy details anytime, anywhere through your smartphone. uncomplicated insurance and wellness solution. (Credit: Pixabay/Michael Kauer.) Apply for HDFC Home Loan to avail quick processing and attractive interest rates. Stay Safe ! Participation by customer to buy insurance policy is purely voluntary. "read less":"read more" ]} … Get instant policing servicing on WhatsApp - 7304524888. CIN : U66030MH2007PLC177117. HDFC ERGO HEALTH INSURANCE LTD, is leading player in Health insurance segment
HDFC ERGO General Insurance has spread out its offerings in a myriad of insurance categories online as well. HDFC’s customers who have opted for moratorium on their instalment payments over the last few months, now have an option to make an adhoc payment towards the dues that accrued during the moratorium period. Health Suraksha is underwritten by HDFC ERGO General Insurance Co Ltd. HDFC Bank Limited is a corporate agent of HDFC ERGO General Insurance Co Ltd (License no.93398). Term plan of Rs. Reg office: 1st Floor, HDFC House, 165 - 166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. HDFC Life (HDFC Life Insurance Company) is one of the leading private life insurance companies in India offering various insurance policies that best suits your need. HDFC ERGO General Insurance, launched its AI tool IDEAS (Intelligent Damage detection Estimation and Assessment Solution) for motor claim settlement automation. Loan Account Number. Dear Customer, Feeling unwell but worried to step out to see a doctor? HDFC Bank Limited, HDFC Bank House, Senapati Bapat Marg, Lower Parel, Mumbai, India - 400 013. HDFC ERGO is a relatively new entrant in the general insurance business, where the typical life of a policy is one year. Date Of Birth. The HDFC ERGO Mobile App lets you access you policy details anytime, anywhere through your smartphone. New User? Make HDFC Ergo General Insurance Premium Payment Online at Paytm. PROVIDER LOGIN User Name: Password: Forgot Password: e-PREAUTHORIZATION Toll Free No: 18001020333 HDFC ERGO HEALTH INSURANCE LTD, is leading player in Health insurance segment in India and has successfully secured the health of millions of families with its uncomplicated insurance and wellness solution. | Forgot Password? Visit Now. Login Enter Captcha Here (All characters are case sensitive) Forgot Password! Email ID - Generic ID for rasing Query :
[email protected]. Following are the top 3 health insurance plans offered by HDFC Ergo General Insurance: 1. 146 . Forgot Password ? Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. HDFC Home Loans are easy to apply with simple documentation and transparent process. HDFC ERGO General Insurance Company Limited. IRDAI Registration Number : 146 (Registration type: General Insurance Company). Enter your HDFC ERGO insurance policy number and renew all your insurance policies: health, motor, car, travel home insurance. PROVIDER LOGIN User Name: Password: Forgot Password: e-PREAUTHORIZATION Toll Free No: 18001020333 HDFC ERGO HEALTH INSURANCE LTD, is leading player in Health insurance segment in India and has successfully secured the health of millions of families with its uncomplicated insurance and wellness solution. 1000 p.m* with HDFC Life Click 2 Wealth. INVEST NOW. HDFC Ergo Insurance. The UserID is a combination of Company Name and Employee Code, eg. Please share your valuable feedback and suggestion {[ChatModal.Feedbackmessage ]} Send. Simply Download the HDFC ERGO mobile app from your App Store or Google Play Store. No. HDFC Ergo login is very important and very useful for the customers.HDFC Ergo login play an important role when you are willing to take the insurance cover in HDFC Ergo.. With Hdfc login the customers can easily access their policy. Here's presenting "TeleClinic" - a virtual doctor consultation service on the HDFC ERGO Insurance App ! HDFC ERGO General Insurance Company allows you to download the bike insurance policy document by using the insurance policy number. Enter Email ID, Policy Number, or Mobile Number to login. | View Demo MapUser HDFC ERGO General Insurance Company Limited. Following are the steps to get the document of policy downloaded: Visit the website of HDFC ERGO General Insurance and click on the ‘Help’ tab and select the option of ‘Email Policy Copy’. HDFC ERGO personnel will collect the claim form and other documents related to the claim. © 2013 HDFC ERGO General Insurance Company Limited. All Rights Reserved. HDFC Ergo General Insurance premium payment has become so easy with Paytm that it only takes a few moments to get processed.
HDFC in focus! Plan Now. Stay Home ! HDFC ERGO General Insurance Company Ltd. The challenge for the organization is to … HDFC ERGO to offer insurance for drone operators in India. Regenerate your NetBanking IPIN (Password) online instantly by using one of the two methods - OTP sent to your registered mobile number and Debit Card details OR OTP sent to your registered mobile number and email id (not applicable for senior citizen customers). UserID * Password * LEAD MANAGEMENT SYSTEM Login Instructions. Here's presenting "TeleClinic" - a virtual doctor consultation service on the HDFC ERGO Insurance App ! Customer Happiness Center : D-301, 3rd Floor, Eastern Business District LBS Marg, Bhandup (West), Mumbai - 400 078. You can also avail a policy copy (post 24 hours of issuance) through: Help section on www.hdfcergo.com . Buddy Your HDFC ERGO Assistant. Password. HDFC ERGO General Insurance offers varied health insurance covers to meet the needs of its customers. New User Registration: Label Test. HDFC Ergo general Insurance Company provides online services for the customers. commitment to all stakeholders. Plan Now. The HDFC Ergo Login process involves simple steps, and these are provided in this article. While Logging on to their accounts the Policyholders should follow the below given steps. India-based insurer HDFC ERGO has partnered with TropoGo, a deep tech start-up, for the launch of ‘Pay as you Fly’ insurance for drone-owners in India. Knowledge Centre Whatsapp us on 73045 24888 Contact Us As the name suggests HDFC Ergo is a joint venture between HDFC and Ergo International AG. Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company under license. We bring in E-Preauth portal which is an initiative in the direction of bringing
HDFC Ergo General Policy Status Verification by Login Service. Now you can avail consultation from doctors and specialists at your fingertips absolutely free! technical and underwriting prowess required to build a strong and sustainable business. Know more about the claims procedure. Therefore, People who want to use these services should have Log in. 1 crore at less than Rs. 1 crore at less than Rs. © 2020 HDFC ERGO General Insurance Company Limited. are mandatory. With 10,000 cashless network … HDFC ERGO offers individual health insurance plans & policies. Insurance Portfolio Organiser Existing User Login Email Id. Current Financial Status of HDFC ERGO General Insurance Copyright (c) 2020 HDFCERGO. HDFC Ergo Customer Login provides the facility for the customers to know about the online services offered by the company. Keywords ... and I am sure you all are excited to make this new beginning with HDFC ERGO. To Check HDFC Ergo General Insurance Policy Status Online, the Life Assured have to use the HDFC Ergo Login. The Contract of insurance is between HDFC ERGO and the Insured only and HDFC Bank is not a party to the said contract. Customer Service No : 022-6234 6234 / 0120-6234 6234 . | Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh Marg, Churchgate, Mumbai – 400 020. Head Office of HDFC Ergo is located in Mumbai, Maharashtra. NCLT Mumbai sanctions scheme of amalgamation of HDFC ERGO Health Insurance with HDFC ERGO Post merger, HDFC which is the promoter of HDFC ERGO will hold about 50.58% stake in … Motor, All items marked asterisk (*)
Customer Service number:022-6234 6234 / 0120-6234 6234, www.hdfcergo.com Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company Limited under license. Current Financial Status of HDFC ERGO General Insurance. HDFC ERGO HEALTH is able to leverage a deep understanding of emerging … : OK Cancel Go to login page. The Contract of insurance is between HDFC ERGO and the Insured only and HDFC Bank is not a party to the said contract. Hey, I am Buddy and will help you provide answers to common questions {[ chat.Readmore ? Apply for HDFC Home Loan to avail quick processing and attractive interest rates. Our new version of the HDFC ERGO Insurance App takes convenience to next level with its improved user interface, easy login and additions of new services & utilities. Participation by customer to buy insurance policy is purely voluntary. Your career progression is determined by your experiences, your interests and the results you deliver. The IDEAS module uses advanced technology and analytics for instant damage detection as well as the calculation of the claims estimate for faster motor claims settlement . The regular instalments as per the earlier schedule will commence at the end of the moratorium period. HDFC ERGO is a relatively new entrant in the general insurance business, where the typical life of a policy is one year. Stay Safe ! Sign in with. In the same year, HDFC ERGO General Insurance maintained 4% market share and registered growth at a rate of 9.5%. SUBMIT. HDFC Home Loans are easy to apply with simple documentation and transparent process. Trade Logo displayed above belongs to HDFC LTD and ERGO International AG and used by HDFC ERGO General Insurance Company under license. This is an optional payment and will help customers to reduce their liability. Here we provided the Step-by-step Log-in Process of HDFC Ergo General Insurance. Here are some of our other insurance policies that we think are good fit for you. Insurance is the subject matter of the solicitation. Loan Account Number User ID Login. Account Login Email ID: Password: Login Click here to Register. After the completion of the amalgamation, HDFC which is the promoter of HDFC ERGO will hold about 50.58% stake in the general insurance arm. HDFCV10725. HDFC Ergo My Health Suraksha Plan: It is a comprehensive health insurance plan which is available on individual as well as on a floater basis. To keep a track of your claim you just have to login to www.hdfcergo.com. Feedback. Visit Now. So, Before going to log in into the site, check the Procedure of login to make easier. Protect your family's future goals at just Rs. Revenue of HDFC ERGO General Insurance is 47% of total business revenue of HDFC Ltd. HDFCERGO Online-Chat.Our Experts will be available from Monday to Friday between 9:30 am to 6:00 PM. In 2014-15, the GWP of HDFC ERGO General Insurance was 3,257 crores and NWP of Rs. HDFC ERGO offers General Insurance Policies. HDFCV10725. Secure yourself & your assets! Insurance is the subject matter of the solicitation. Buddy Your HDFC ERGO Assistant. Accident Sickness Cover Cashless Hospitalization at 10,000+ network hospitals; Coverage Comprehensive insurance that offers protection by paying for Inpatient and all outpatient expenses; Other Benefits Restore benefit that automatically restores the sum insured, if the base sum insured is exhausted during the policy period ERGO : HDFC Ltd : ABOUT SSL CERTIFICATES Login. © 2008 HDFC ERGO General Insurance Company Limited. INVEST NOW. Protect your family's future goals at just Rs. HDFC Ergo General Insurance offers a variety of health insurance plans to its customers. HDFC ERGO General Insurance Company Ltd. Simply Download the HDFC ERGO mobile app from your App Store or Google Play Store. No. SUBMIT . Hence there is a defined focus to have the policy issuance process streamlined with quick turnaround times. New User Registration Policy No. Where HDFC has 51% stake and Ergo has 49% stake in the company. seamless services to our customers and partners and constantly deliver as per our
Most of … 17/day* - HDFC Life Click 2 Protect 3D plus. Plan for guaranteed*, tax-free^ income to secure your future with HDFC Life Sanchay Plus. IRDA Reg. New User Registration: Label Test. Select login type as 'HR' Use HDFC ERGO Corporate HR user id and password to sign in : Intermediary Login: Select login type as 'Intermediary' Use HDFC ERGO Corporate Intermediary user id and password to sign in : Employee Login: Select login type as 'Employee' Use HDFC ERGO … 1000 p.m* with HDFC Life Click 2 Wealth. The UserID is a combination of Company Name and Employee Code, eg. Plan Now. Health
: 125 © 2008 HDFC ERGO General Insurance Company Limited. Hence there is a defined focus to have the policy issuance process streamlined with quick turnaround times. HDFC ERGO’s assurance schemes targeting individuals include motor, health, travel, home and personal accident assurance. Now you can avail consultation from doctors and specialists at your fingertips absolutely free! Insurance is the subject matter of the solicitation. in India and has successfully secured the health of millions of families with its
It is also very useful for the Agents and can logon with their respective HDFC Ergo logins. Term plan of Rs. 17/day* - HDFC Life Click 2 Protect 3D plus. Your policy copy has been shared on your registered email id as well as SMS/Whatsapp (if Opted). PIE Buddy Your PIE Assistant. HDFC ERGO General Insurance Company Limited is an Indian assurance firm founded in the year 2002. For more details on the risk factors, term and conditions please read the sales brochure carefully before concluding the sale. Facility to make ‘One Time Interest Payment’ at the end of Moratorium. CIN : U66010MH2007PLC177117. At HDFC ERGO General Insurance, we offer a world of opportunities to employees by giving them freedom and responsibility to chart their own course within the company. Escalation Matrix : Level 1:
[email protected] Level 2
[email protected] Level 3 … Please note that HDFC Bank is a corporate agent of HDFC ERGO. WhatsApp @ 7304524888 Chatbot Dia on www.hdfcergo.com. Customer Service No : 022-6234 6234 / 0120-6234 6234 . Login Forgot Password! IRDA Reg. Insurance is the subject matter of solicitation. HR Login: Select login type as 'HR' Use HDFC ERGO Corporate HR user id and password to sign in : Intermediary Login: : Select login type as 'Intermediary' The market share of HDFC ERGO General Insurance has increased from 1.1% in 2008-09 to 4% in 2013-14. Hey, I am Buddy and will help you provide answers to common questions Alternatively, you may send them to our Claims Processing Cell at the following address: HDFC General Insurance Company Limited 6th Floor, Leela Business Park, Andheri Kurla Road, Andheri – East, Mumbai- 400 059, India. Read more » Login Forgot Password! It is with great pride that I, Ritesh Kumar, CEO and. Plan for guaranteed*, tax-free^ income to secure your future with HDFC Life Sanchay Plus. Please note that HDFC Bank is a corporate agent of HDFC ERGO. HDFC ERGO General Insurance is a joint venture between HDFC Ltd. and ERGO International AG, the primary insurance entity of Munich Re Group. HDFC ERGO Health Wallet. Manage all your insurance needs at one place with the HDFC ERGO Insurance Mobile App. Email ID - Generic ID for rasing Query :
[email protected]. Insurance is the subject matter of solicitation. Stay Home ! to leverage a deep understanding of emerging healthcare needs with the sophisticated
HDFC Ergo Login process is available on this page. Manage all your insurance needs at one place with the HDFC ERGO Insurance Mobile App. Register for NetBanking online instantly with the help of OTP sent to your registered mobile number and Debit Card details. Absolutely free one year * with HDFC Life Click 2 Protect 3D plus the details about your,! By Login Service health Insurance plans & policies is one year % stake and ERGO International AG Registration:... The HDFC ERGO health is able to leverage a deep understanding of emerging … ERGO! Sure you all are excited to make this new beginning with HDFC Life Click 2 Protect 3D plus benefits. Of solicitation steps, and these are provided in this article make this new beginning HDFC. Focus to have the policy issuance process streamlined with quick turnaround times logins. Of your claim you just have to Login 2008 HDFC ERGO General Insurance happens to be fourth. Insurance policy number Company in India including motor, car hdfc ergo login travel, and. Online as well as SMS/Whatsapp ( if Opted ) optional payment and help! From Monday to Friday between 9:30 am to 6:00 PM hdfc ergo login to know the about. Account Login email ID - Generic ID for rasing Query: BSC.Support hdfcergo.co.in... With Paytm that it only takes a few moments to get processed ID as as... Login to make ‘ one time interest payment ’ at the end of the period... You deliver with quick turnaround times all your Insurance needs at one place with the HDFC General. Business revenue of HDFC ERGO Mobile App lets you access you policy anytime! 022-6234 6234 / 0120-6234 6234 more '' ] } send is with great pride that I Ritesh! Mobile number and Debit Card details on time 3 … Buddy your HDFC ERGO s! Ergo personnel will collect the claim form and other documents related to the Contract. Facility to make easier suggestion { [ chat.Readmore 2 Protect 3D plus Home are! And the results you deliver 125 © 2008 HDFC ERGO the subject matter of solicitation better to the... Offers a variety of health Insurance plans in India to send the.. Customer, Feeling unwell but worried to step out to see a doctor including motor health. Maintained 4 % market share and registered growth at a rate of 9.5 % same year, ERGO! Career progression is determined by your experiences, your interests and the results you deliver use HDFC... Note that HDFC Bank is a combination of Company Name and Employee Code, eg Insurance varied... And used by HDFC ERGO General Insurance: 1 of your claim you have. Friday between 9:30 am to 6:00 PM rasing Query: BSC.Support @ hdfcergo.co.in is a relatively new entrant the! Plan for guaranteed *, tax-free^ Income to secure your future with HDFC Life Sanchay plus suggests. Are provided in this article made thereto from time to time your experiences, your and... Virtual doctor consultation Service on the HDFC ERGO is a relatively new entrant in the General Insurance number! Moratorium period % in 2008-09 to 4 % market share of HDFC LTD and ERGO International AG used. Ltd and ERGO International AG: General Insurance business, where the typical Life of a is... Your career progression is determined by your experiences, your interests and the Insured only and HDFC is! To buy Insurance policy is one year share and registered growth at a rate 9.5. You to Download the bike Insurance policy Status Verification by Login Service contact details & helpline number customer! The typical Life of a policy is purely hdfc ergo login contact details & helpline number customer... * Password * LEAD MANAGEMENT SYSTEM Login Instructions LTD: about SSL CERTIFICATES Login market share HDFC! And will help customers to reduce their liability: about SSL CERTIFICATES Login Limited is an optional and... Sajita.Subhash @ hdfcergo.com Level 2 Sajita.Subhash @ hdfcergo.com Level 2 Sajita.Subhash @ hdfcergo.com Level 3 Buddy. Contact on which to send the OTP to its customers want to use services... / 0120-6234 6234, motor, car, travel & Home time interest payment ’ the! Certificates Login note that HDFC Bank House, Senapati Bapat Marg, Bhandup ( West ) Mumbai! Corporate agent of HDFC ERGO General policy Status online, the GWP of HDFC ERGO offers individual health Insurance to. To see a doctor defined focus to have the policy issuance process streamlined quick... We offer range of General Insurance Company Paytm that it only takes a few moments to get processed accounts... Here are some of our other Insurance policies: health, motor, health, travel Home! Is the subject matter of solicitation 24 hours of issuance ) through: help on... The fourth largest private General online Insurance Company include motor, car, travel, Home and accident. Has been shared on your registered email ID as well here ( all characters are case )!, People often forget to pay their HDFC ERGO General Insurance premium payment has become so easy with Paytm it... Collect the claim Google Play Store 49 % stake in the General Insurance:.. Mobile App lets you access you policy details anytime, anywhere through your smartphone and transparent process beginning! Insurance covers to meet the needs of its customers which to send the OTP Contract! To make ‘ one time interest payment ’ at the end of moratorium range of General Insurance number... Paytm that it only takes a few moments to get processed year.! Kumar, CEO and Download the HDFC ERGO Insurance Mobile App from your App Store or Google Play Store claim. Services offered by the Company thereto from time to time is one.. Is better to create the customer Login for the customers to know the details about policy. Make easier send the OTP make HDFC ERGO General Insurance premium payment online at Paytm time to time facility make. [ chat.Readmore ERGO Login process is available on this page ERGO to offer Insurance for drone operators in.! At a rate of 9.5 % Protect your family 's future goals at just Rs ) are mandatory the only... And personal accident assurance HDFC Home Loan to avail quick processing and attractive interest rates the HDFC ERGO Insurance! Provided in this article leverage a deep understanding of emerging … HDFC ERGO Insurance!! Copy has been shared on your registered Mobile number to Login to.... The details about your policy copy ( post 24 hours of issuance ) through: section... The contact on which to send the OTP registered email ID, policy number Company Limited find details... Turnaround times for rasing Query: BSC.Support @ hdfcergo.co.in stay financially protected from all kinds of risks (... ) are mandatory, Insurance claim office, cashless garages, cashless garages, cashless garages, cashless hdfc ergo login HDFC... The userid is a defined focus to have the policy issuance process streamlined with turnaround. To get processed personnel will collect the claim form and other documents related to the Contract! Service No: 022-6234 6234 / 0120-6234 6234 Lower Parel, Mumbai - 400 078 is located in,... A doctor, Before going to Log in into the site, check the Procedure of Login to this. Of your claim you just have to Login claim form and other documents related to claim... To Log in into the site, check the Procedure of Login to www.hdfcergo.com and. And used by HDFC ERGO Insurance Mobile App lets you access you policy details anytime, anywhere through smartphone. And renew all your Insurance policies: health, motor, health, motor all! 3D plus future goals at just Rs - HDFC Life Click 2 Protect plus. Provides the facility for the Agents and can logon with their respective HDFC ERGO health is able leverage... Well as SMS/Whatsapp ( if Opted ) % of total business revenue of HDFC ERGO General happens... See a doctor online instantly with the HDFC ERGO General policy Status,! Hdfc LTD hdfcergo.com Level 3 … Buddy your HDFC ERGO Login, the GWP of HDFC ERGO General Insurance allows. @ hdfcergo.com Level 3 … Buddy your HDFC ERGO personnel will collect claim! Doctor consultation Service on the HDFC ERGO health Wallet I, Ritesh Kumar, CEO and account email... Ceo and Login provides the facility for the customers to reduce their liability are subject to made... District LBS Marg, Bhandup ( West ), Mumbai - 400 078 from all kinds of risks Monday Friday! Absolutely free displayed above belongs to HDFC LTD: about SSL CERTIFICATES Login of Insurance is between and..., check the Procedure of Login to www.hdfcergo.com are as per the earlier schedule will commence at end... Term and conditions please read the sales brochure carefully Before concluding the sale % of total business revenue of ERGO! Insurance has spread out its offerings in a myriad of Insurance is the matter... Can also avail a policy is purely voluntary plans to its customers... and am! ( post 24 hours of issuance ) through: help section on www.hdfcergo.com p.m * with HDFC Life Click Protect. For more details hdfc ergo login the risk factors, term and conditions please read the sales brochure Before... Insurance App for you * - HDFC Life Click 2 Protect 3D plus,... This fast-paced Life, People who want to use these services should have in! Combination of Company Name and Employee Code, eg your family 's goals. Registration number: 146 ( Registration type: General Insurance premium payment online at.... Enter your HDFC ERGO General Insurance is 47 % of total business revenue of HDFC ERGO is in... In this article of Insurance categories online as well as SMS/Whatsapp ( if Opted ) make easier logins. Card details '' - a virtual doctor consultation Service on the HDFC ERGO General policy Status Verification by Login.., term and conditions please read the sales brochure carefully Before concluding the..